Drop It Like Its Hot

We have renters ! ! !  After a five year long quest, we have finally found someone to rent our house in the next town over!  I don't know if I should be getting this excited because it is a group of four college-age boys.  But I look at it this way, rent is rent no matter who it comes from.  We are currently going through our checklist of "Things that need to be done before 'The Boys' move in".  We have done quite a bit and paid quite a bit for people to do the things we couldn't.  Trim the trees out front - check.  Mow and edge the yard - check.  Have the carpets cleaned - check.  Schedule the exterminator to come check it out (at the recommendation of our property manager) - check.  Rehang the door at the bottom of the stairs - check.  Get our crap out of the garage - half a check.  We still have some minor stuff to do.  Mostly getting our crap back here with all our other crap.  We called our insurance company to tell them that we would need to change our policy now that there were renters going to be living in the house and then - WHAM! - they are dropping us.  Its a local insurance agency and they mostly function as the middleman between obscure agencies that actually carry the policies and schmucks like us.  They claim they cannot find anyone to carry our policy because we don't have our auto and renters insurance with them.  What a load of bull!  If we can't have all your business, we don't want any of it.  How juvenile can you get?  They told us to try to go through the people who hold our auto policy and to have a nice day.  Thanks.  So now we are left on our quest for insurance coverage yet again.  We have our policy with a big national company that operates mostly over the internet.  We had a problem with them just the other day.  See, we bought a new car (because Waldo was dying) and had to swap out the cars on our policy.  When Hubby went on-line to do that, their system was in the process of a back-up so even though the change was made, it wouldn't show up in their system until after the next back-up.  They told Hubby this when he called but when he asked for a quote of what our annual payment would be, he was told that they couldn't get that information because the system was performing another back-up.  Why they are doing their system back-ups from 7 - 10 p.m. is beyond me.  Why not do them from 3 - 6 a.m.?  Even the people on the west coast should be sleeping or otherwise involved at that point and their car insurance should be the furthest thing from their mind.  So I don't have insurance on the house I am renting as of Monday, I do have insurance on my new car but I don't how much it is going to cost me, and with my luck the exterminator who is coming out today will find some big-ass bugs that will cost about a million dollars to get rid of.  They say when it rains it pours.  Oh well, I'll be out in Houdini (my new car) smelling that new car smell and relishing the fact that in the insurance world I am hot because everybody's dropping me.